Taxes are the biggest drag on a high earner's wealth. These are the moves that matter most.
Roth strategies
Do a Backdoor Roth IRA the Right Way
How to get money into a Roth IRA even when you earn too much to contribute directly.
How to use Roth conversions to lower your tax bill.
When converting Traditional money to Roth saves you taxes, and when it doesn't.
How to dodge more taxes with a Traditional 401k.
Why the Roth vs. Traditional choice is really a tax-rate bet, and how to make it.
Keep more of what your investments earn
How to save $10,000+ in investment taxes.
The default settings that keep more of your investment gains in your pocket.
Does it matter where you put your bonds?
Which accounts should hold your bonds so you pay less tax on the interest.
Avoid the RMD trap
Is your 401(k) big enough to cause an RMD problem yet?
How to tell if required minimum distributions will push you into higher taxes later.
Tools
Traditional vs. Roth 401(k) calculator
Compare lifetime taxes under each option. It will ask you to make your own copy.
Retirement number and RMD projector
Project your Traditional balances forward to check whether large required minimum distributions are in your future.